Jammu and Kashmir Bank Ltd

BSE Code : 532209
NSE Symbol : J&KBANK
ISIN : INE168A01041
Industry :BANKS - PRIVATE SECTOR

Trade Now

Get Quotes

113.56 -0.71(-0.62%)

Open Price (₹)

112.00

Prev. Close (₹)

114.27

Volume (No’s)

3,274,914

Market Cap (₹)

12,505.03

Low Price (₹)

109.78

High Price (₹)

114.40 Chart

Technical Chart

Corparate Information

Financials

Corporate Action

Quaterly Results

Particulars	Dec 2025(₹.Cr)	Sep 2025(₹.Cr)	Jun 2025(₹.Cr)
Interest Earned	3313.44	3291.82	3268.27
Other Income	279.46	154.89	250.3
Total Income	3592.90	3446.71	3518.57
Operating Expenses	2812.65	2824.09	2845.73
Operating Profit Before Prov. & Cont.	780.25	622.62	672.84
Provisions & Contingencies	-25.81	-10.93	15.09
Depreciation	0.00	0.00	0.00
Tax	225.37	151.24	170.84
Fringe Benefit Tax	0.00	0.00	0.00
Deferred Tax	-6.04	-11.8	2.07
Net Profit	586.73	494.11	484.84

Extra-ordinary Items	0.00	0.00	0.00
Adjusted Profit After Extra-ordinary item	586.73	494.11	484.84

EPS (Unit Curr.)	5.33	4.49	4.4
EPS (Adj) (Unit Curr.)	5.33	4.49	4.40
Calculated EPS (Unit Curr.)	5.33	4.49	4.4
Calculated EPS (Adj) (Unit Curr.)	5.33	4.49	4.40
Calculated EPS (Ann.) (Unit Curr.)	21.31	17.95	17.61
Calculated EPS (Adj) (Ann.) (Unit Curr.)	21.31	17.95	17.61
Book Value (Unit Curr.)	131.91	126.74	123.05
Dividend (%)	0.00	0.00	0.00
Equity	110.13	110.13	110.13
Reserve & Surplus	0.00	0.00	0.00
Face Value	1	1	1

Public Shareholding (No. Of Shares)	447084183	447084183	447084183
Public Shareholding (% in Equity)	40.60	40.60	40.60
(%) of shares held by GOI	59.4	59.4	59.4
Pledged/Encumbered - No. of Shares	0.00	0.00	0.00
Pledged/Encumbered - % in Total Promoters Holding	0	0	0
Pledged/Encumbered - % in Total Equity	0.00	0.00	0.00

Non Encumbered - No. of Shares	654098280.00	654098280.00	654098280.00
Non Encumbered - % in Total Promoters Holding	100	100	100
Non Encumbered - % in Total Equity	59.40	59.40	59.40

PBIDTM(%)	79.39	75.68	75.29
PBDTM(%)	24.33	19.25	20.13
PATM(%)	17.71	15.01	14.83

Net Interest Income	1488.88	1433.99	1465.43
Net Interest Margin(%)	3.62	3.56	3.72
Provision Coverage Ratio(%)	90.46	90.39	90.09
CASA Ratio(%)	44.1	45.89	45.71
Capital Adequacy Ratio	15.00	15.27	15.98
Tier I Capital	12.77	13.06	13.68
Tier II Capital	2.23	2.21	2.30

Gross Non Performing Assets	3487.12	3585.26	3638.19
Net Non Performing Assets	776.36	795.94	829.02
(%) Gross Non Performing Assets	3.00	3.32	3.50
(%) Net Non Performing Assets	0.68	0.76	0.82
Return on Assets(Annualised)	1.35	1.16	1.17
Return on Assets	0	0	0
Current Deposits	14877.00	14648.00	14614.00
Saving Deposits	53859	55126	53287
Term Deposits	87125.00	82256.00	80641.00
Total Deposits	155861	152030	148542
Total Advances	113537.32	105153.30	101230.11
Dividend Per Share(Rs)	0	0	0
Diluted EPS	5.33	4.49	4.40