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MF SCHEME PROFILE

YOU ARE ON :

Bank of India Consumption Fund - Direct (G)

28-Oct-2025 | 12:00 AM

  • AUM ( Cr) : 395
  • Inception Date : 20-Dec-2024
  • Category : Sectoral / Thematic

arrow down 11.4400 -0.02(-0.17%)

Key Parameters

TypeOPEN ENDEDMinimum Investment ()5000
52-Week High/Low(rupee)11.46 (27-Oct-2025) / 8.94 (03-Mar-2025) Incremental Investment () 1000
Entry LoadNilBenchmarkNifty India Consumption TRI
Exit LoadIf redeemed /switched-out within 12 months from the date of allotment: For 10% of investments-: Nil For remaining investments: 1% If redeemed/switched-out after 12 months from the date of allotment: NilValue of (rupee) 1,00,000 since inception114,400
Fund ManagerNitin GosarExpense Ratio(%)1.26

Portfolio Indicators

Portfolio P/E 43.13 times Portfolio P/B 12.22 times
Average Maturity - Yield To Maturity -
Modified Duration - Turnover Ratio (%) 0.42

Risk Factors

Jenson's Alpha 2.59 Standard Deviation 4.67
Beta 1.02 Sharpe 0.45
R-Squared 0.86 Treynor Factor 0.04

Company Top 5 Holdings

Company Asset Quantity Holdings (%)
ITC Equity 872031 8.86
Bharti Airtel Equity 186187 8.85
Britannia Inds. Equity 45030 6.82
Hero Motocorp Equity 46366 6.42
M & M Equity 55949 4.85

Sector Top 5 Holdings

Sector Quantity Holdings (%)
FMCG 328,246.00 14.55
Automobile 105,996.00 13.36
Tobacco Products 872,031.00 9.27
Telecom-Service 186,187.00 9.26
Auto Ancillaries 937,702.00 8.20

Performance

Scheme Name Return(%)
YTD 		Return(%)
3 Months		 Return(%)
6 Months		 Return(%)
1 Year		 Return(%)
3 Years		 Return(%)
5 Years		 Return(%)
10 Years		 Return(%)
Inception
Bank of India Consumption Fund - Direct (G) 14.17 6.42 13.60 NA NA NA NA 14.40

Annual Performance

Year Scheme Return Category Return Benchmark Return Sensex Return AUM (₹)Cr
2025 14.17 5.41 NA 7.80 395.33
2024 0.20 18.34 NA 8.12 406.62

Quarterly Performance

Year Scheme Return Category Return Benchmark Return Sensex Return AUM (₹)Cr
Dec-2024 0.20 0.40 -11.22 -7.27 406.62
Mar-2025 -4.49 -8.03 -6.04 -1.39 388.42
Sep-2025 1.56 -1.63 2.36 -4.10 395.33
Jun-2025 13.63 11.96 11.46 9.97 391.31

Peer Comparison

Scheme Name AUM (rupee Cr.) Return(%)
1 Year		 Return(%)
3 Years		 Return(%)
5 Years		 Since Inception Inception Date Sharpe Std.Dev.
Nippon India Conservative Hybrid Fund 902.02 9.11 9.22 8.97 8.50 29-Dec-2003 1.57 0.55
ICICI Pru Regular Savings Fund 3,264.25 8.30 10.40 9.96 9.95 30-Mar-2004 1.39 0.85
Aditya Birla SL Regular Savings Fund 1,539.01 8.13 9.48 10.93 9.39 22-May-2004 1.05 0.87
Parag Parikh Conservative Hybrid Fund 3,028.40 7.67 11.71 NA 10.16 26-May-2021 1.79 0.89
DSP Regular Savings Fund 178.08 6.98 10.18 8.95 8.70 11-Jun-2004 1.25 0.93
HSBC Conservative Hybrid Fund 156.57 6.85 10.51 8.88 8.80 24-Feb-2004 0.98 1.34
Franklin India Conservative Hybrid Fund 202.93 6.83 9.71 8.94 9.25 28-Sep-2000 1.00 1.01
SBI Conservative Hybrid Fund 9,858.75 6.68 10.15 11.00 8.47 31-Mar-2001 1.17 0.96
Baroda BNP Paribas Conservative Hybrid Fund 812.15 6.18 8.66 7.79 7.43 23-Sep-2004 0.72 0.96
UTI-Conservative Hybrid Fund 1,690.26 6.12 10.00 10.50 9.33 16-Dec-2003 0.96 1.09
AXIS Conservative Hybrid Fund 270.65 6.01 7.46 7.69 7.53 16-Jul-2010 0.35 1.03
Canara Robeco Conservative Hybrid Fund 936.44 5.68 8.57 8.35 7.86 31-Mar-1996 0.72 1.02
Bandhan Conservative Hybrid Fund 101.64 5.66 7.80 6.57 7.80 25-Feb-2010 0.40 1.07
Kotak Debt Hybrid 3,096.53 5.34 10.32 10.81 8.46 02-Dec-2003 0.89 1.32
HDFC Hybrid Debt Fund 3,347.80 5.24 10.39 11.22 10.18 26-Dec-2003 1.09 1.14
LIC MF Conservative Hybrid Fund 48.97 4.67 6.70 6.34 8.01 01-Jun-1998 0.19 0.97
Bank of India Conservative Hybrid Fund 66.93 4.34 7.57 10.98 7.74 18-Mar-2009 0.46 1.08
Sundaram Conservative Hybrid Fund 20.88 3.75 7.31 8.30 7.21 08-Mar-2010 0.38 1.04

Asset Allocation

Sector Allocation

NAV Movement

AUM Growth ( Cr.)

NIFTY:26,053.90  Up arrow
117.70(0.45%)
SENSEX:84,628.16  Up arrow
368.97(0.44%)

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Trading


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