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MF SCHEME PROFILE

YOU ARE ON :

Bank of India Consumption Fund - Direct (G)

15-Dec-2025 | 12:00 AM

  • AUM ( Cr) : 419
  • Inception Date : 20-Dec-2024
  • Category : Sectoral / Thematic

arrow top 11.3200 0.03(0.27%)

Key Parameters

TypeOPEN ENDEDMinimum Investment ()5000
52-Week High/Low(rupee)11.48 (29-Oct-2025) / 8.94 (03-Mar-2025) Incremental Investment () 1000
Entry LoadNilBenchmarkNifty India Consumption TRI
Exit LoadIf redeemed /switched-out within 12 months from the date of allotment: For 10% of investments-: Nil For remaining investments: 1% If redeemed/switched-out after 12 months from the date of allotment: NilValue of (rupee) 1,00,000 since inception113,200
Fund ManagerNitin GosarExpense Ratio(%)1.26

Portfolio Indicators

Portfolio P/E 39.46 times Portfolio P/B 11.75 times
Average Maturity - Yield To Maturity -
Modified Duration - Turnover Ratio (%) 0.49

Risk Factors

Jenson's Alpha 1.58 Standard Deviation 4.27
Beta 1.02 Sharpe 0.57
R-Squared 0.88 Treynor Factor 0.05

Company Top 5 Holdings

Company Asset Quantity Holdings (%)
ITC Equity 973871 9.40
Bharti Airtel Equity 186187 9.34
Hero Motocorp Equity 47084 6.94
Britannia Inds. Equity 45030 6.28
TREPS Reverse Repo 0 5.54

Sector Top 5 Holdings

Sector Quantity Holdings (%)
Automobile 106,714.00 14.12
FMCG 310,378.00 12.88
Telecom-Service 243,125.00 12.42
Tobacco Products 973,871.00 9.94
Auto Ancillaries 995,136.00 5.81

Performance

Scheme Name Return(%)
YTD 		Return(%)
3 Months		 Return(%)
6 Months		 Return(%)
1 Year		 Return(%)
3 Years		 Return(%)
5 Years		 Return(%)
10 Years		 Return(%)
Inception
Bank of India Consumption Fund - Direct (G) 12.97 -0.26 7.30 NA NA NA NA 13.20

Annual Performance

Year Scheme Return Category Return Benchmark Return Sensex Return AUM (₹)Cr
2025 12.97 4.33 NA 8.54 418.97
2024 0.20 18.34 NA 8.12 406.62

Quarterly Performance

Year Scheme Return Category Return Benchmark Return Sensex Return AUM (₹)Cr
Dec-2024 0.20 0.40 -11.22 -7.27 406.62
Mar-2025 -4.49 -8.03 -6.04 -1.39 388.42
Sep-2025 1.56 -1.63 2.36 -4.10 395.33
Jun-2025 13.63 11.96 11.46 9.97 391.31

Peer Comparison

Scheme Name AUM (rupee Cr.) Return(%)
1 Year		 Return(%)
3 Years		 Return(%)
5 Years		 Since Inception Inception Date Sharpe Std.Dev.
Nippon India Conservative Hybrid Fund 922.56 8.99 9.07 8.56 8.49 29-Dec-2003 1.87 0.54
ICICI Pru Regular Savings Fund 3,375.12 7.41 9.95 9.19 9.90 30-Mar-2004 1.57 0.83
Parag Parikh Conservative Hybrid Fund 3,167.68 6.84 11.04 NA 9.88 26-May-2021 1.76 0.89
Bandhan Conservative Hybrid Fund 102.54 6.72 8.22 6.39 7.87 25-Feb-2010 0.63 1.07
Aditya Birla SL Regular Savings Fund 1,549.13 6.25 8.84 9.39 9.32 22-May-2004 1.22 0.86
DSP Regular Savings Fund 180.25 6.12 9.80 8.28 8.67 11-Jun-2004 1.34 0.92
SBI Conservative Hybrid Fund 9,977.35 5.52 9.67 9.80 8.43 31-Mar-2001 1.34 0.96
AXIS Conservative Hybrid Fund 236.35 5.27 7.28 6.81 7.50 16-Jul-2010 0.57 1.03
Franklin India Conservative Hybrid Fund 204.88 4.98 9.00 8.02 9.20 28-Sep-2000 1.10 0.99
UTI-Conservative Hybrid Fund 1,701.31 4.67 9.38 9.28 9.27 16-Dec-2003 1.08 1.09
Baroda BNP Paribas Conservative Hybrid Fund 838.66 4.66 8.42 7.12 7.40 23-Sep-2004 0.95 0.95
HDFC Hybrid Debt Fund 3,372.76 4.23 9.61 9.83 10.12 26-Dec-2003 1.12 1.11
LIC MF Conservative Hybrid Fund 49.35 3.90 6.61 5.95 8.00 01-Jun-1998 0.44 0.93
Kotak Debt Hybrid 3,131.78 3.54 9.71 9.62 8.40 02-Dec-2003 0.97 1.32
Canara Robeco Conservative Hybrid Fund 931.26 3.35 7.86 7.54 7.81 31-Mar-1996 0.76 1.01
Sundaram Conservative Hybrid Fund 20.52 3.07 6.85 7.74 7.18 08-Mar-2010 0.43 1.03
Bank of India Conservative Hybrid Fund 65.78 2.58 7.07 10.31 7.67 18-Mar-2009 0.52 1.09
HSBC Conservative Hybrid Fund 148.63 1.66 9.42 7.71 8.67 24-Feb-2004 0.89 1.36

Asset Allocation

Sector Allocation

NAV Movement

AUM Growth ( Cr.)

NIFTY:25,860.10  Up arrow
-167.20(-0.64%)
SENSEX:85,213.36  Up arrow
-533.50(-0.63%)

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