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MF SCHEME PROFILE

YOU ARE ON :

Bank of India Mid & Small Cap Equity & Debt Fund-Dir (G)

29-Jan-2026 | 12:00 AM

  • AUM ( Cr) : 1,349
  • Inception Date : 20-Jul-2016
  • Category : Aggressive Hybrid Fund

arrow top 41.4400 0.35(0.85%)

Key Parameters

TypeOPEN ENDEDMinimum Investment ()5000
52-Week High/Low(rupee)42.81 (07-Jan-2026) / 34.95 (03-Mar-2025) Incremental Investment () 1000
Entry LoadNilBenchmarkNIFTY MidSmallcap 400 Total Return Index (TRI): 70%; CRISIL Short Term Bond Fund Index: 30%
Exit LoadFor redemption/ switch ou of initial units allotted within 3 months from the date of allotment: 1% Exit Load Any redemption/ switch out from the date of allotment of units after 3 months: NilValue of (rupee) 1,00,000 since inception414,400
Fund ManagerAlok SinghExpense Ratio(%)0.68

Portfolio Indicators

Portfolio P/E 36.82 times Portfolio P/B 5.77 times
Average Maturity 2.34 years Yield To Maturity 6.71 %
Modified Duration 1.79 years Turnover Ratio (%) 0.82

Risk Factors

Jenson's Alpha 6.96 Standard Deviation 4.05
Beta 0.89 Sharpe 0.89
R-Squared 0.67 Treynor Factor -0.02

Company Top 5 Holdings

Company Asset Quantity Holdings (%)
Hindustan Copper Equity 1101000 4.23
Jindal Stain. Equity 566000 3.52
Indian Bank Equity 505000 3.13
Uno Minda Equity 314000 2.99
PB Fintech. Equity 202000 2.73

Sector Top 5 Holdings

Sector Quantity Holdings (%)
Pharmaceuticals 482,783.00 10.75
Finance 2,211,000.00 9.74
Steel 2,566,000.00 8.39
IT - Software 822,802.00 7.30
Banks 5,146,000.00 6.91

Performance

Scheme Name Return(%)
YTD 		Return(%)
3 Months		 Return(%)
6 Months		 Return(%)
1 Year		 Return(%)
3 Years		 Return(%)
5 Years		 Return(%)
10 Years		 Return(%)
Inception
Bank of India Mid & Small Cap Equity & Debt Fund-Dir (G) -2.13 -1.61 -0.26 8.85 20.01 20.64 NA 16.08

Annual Performance

Year Scheme Return Category Return Benchmark Return Sensex Return AUM (₹)Cr
2026 -2.13 -2.56 NA -3.08 NA
2025 -0.21 4.81 NA 8.55 1,349.38
2024 26.83 17.01 NA 8.12 1,107.71
2023 33.72 21.30 NA 18.10 597.07
2022 -4.33 1.88 NA 2.80 392.05

Quarterly Performance

Year Scheme Return Category Return Benchmark Return Sensex Return AUM (₹)Cr
Mar-2025 -10.91 -4.23 NA -1.39 1,067.62
Jun-2025 12.55 9.50 NA 9.97 1,249.57
Dec-2025 2.59 2.44 NA 5.23 1,349.38
Sep-2025 -3.19 -2.00 NA -4.10 1,280.28

Peer Comparison

Scheme Name AUM (rupee Cr.) Return(%)
1 Year		 Return(%)
3 Years		 Return(%)
5 Years		 Since Inception Inception Date Sharpe Std.Dev.
Bank of India Liquid Fund 1,107.10 6.43 6.99 5.88 6.68 16-Jul-2008 5.74 0.06
Groww Liquid Fund 165.23 6.39 6.85 5.70 6.95 25-Oct-2011 5.06 0.06
Edelweiss Liquid Fund 10,414.02 6.38 6.88 5.75 6.42 24-Sep-2007 5.40 0.06
UTI-Liquid Fund 23,479.98 6.38 6.61 5.41 6.34 27-Jun-2003 4.28 0.05
Union Liquid Fund 5,729.15 6.38 6.94 5.84 6.74 15-Jun-2011 5.66 0.06
Aditya Birla SL Liquid Fund 47,273.08 6.38 6.94 5.83 7.06 16-Jun-1997 5.32 0.06
Tata Liquid Fund - Rgular 18,946.33 6.38 6.90 5.79 6.99 06-Sep-2004 5.35 0.06
PGIM India Liquid Fund 504.53 6.38 6.91 5.81 7.06 05-Sep-2007 5.39 0.06
Canara Robeco Liquid Fund 5,148.57 6.37 6.94 5.83 6.91 16-Jul-2008 5.40 0.06
DSP Liquidity Fund 17,776.95 6.37 6.92 5.81 6.91 23-Nov-2005 5.54 0.06
HDFC Liquid Fund 58,988.58 6.35 6.89 5.78 6.81 17-Oct-2000 5.24 0.06
HSBC Liquid Fund 17,937.83 6.35 6.92 5.51 6.03 04-Dec-2002 5.38 0.06
Kotak Liquid 29,817.08 6.34 6.88 5.77 7.92 04-Nov-2003 5.20 0.06
ICICI Pru Liquid Fund 45,244.37 6.34 6.91 5.79 7.09 17-Nov-2005 5.21 0.06
Mahindra Manulife Liquid Fund 1,215.68 6.34 6.93 5.84 6.05 04-Jul-2016 5.77 0.05
Mirae Asset Liquid Fund 15,756.80 6.33 6.91 5.82 6.28 13-Jan-2009 5.48 0.06
SBI Liquid Fund 61,410.99 6.29 6.85 5.76 6.87 27-Mar-2007 5.12 0.06
Baroda BNP Paribas Liquid Fund 9,334.20 6.29 6.88 5.83 6.54 14-Feb-2002 5.26 0.06
LIC MF Liquid Fund 12,671.67 6.28 6.88 5.78 6.89 18-Mar-2002 5.15 0.06
Bandhan Liquid Fund 14,538.39 6.26 6.86 5.77 5.56 02-Apr-2004 5.15 0.06
Sundaram Liquid Fund 6,371.28 6.26 6.86 5.76 6.43 30-Aug-2004 4.99 0.06
JM Liquid Fund 2,284.65 6.26 6.83 5.77 7.36 31-Dec-1997 5.27 0.05
Bajaj Finserv Liquid Fund 5,581.33 6.24 NA NA 6.80 05-Jul-2023 4.86 0.06
WhiteOak Capital Liquid Fund 558.95 6.23 6.79 5.59 5.42 17-Jan-2019 4.81 0.06
TRUSTMF Liquid Fund 574.26 6.23 6.80 NA 5.83 23-Apr-2021 5.09 0.05
ITI Liquid Fund 58.71 6.21 6.61 5.54 5.15 24-Apr-2019 4.92 0.05
360 ONE Liquid Fund 1,056.89 6.13 6.75 5.64 6.15 13-Nov-2013 4.91 0.05
Parag Parikh Liquid Fund 4,967.86 6.11 6.56 5.51 5.35 11-May-2018 4.52 0.05
Quant Liquid Plan 1,198.59 6.08 6.63 5.75 7.39 03-Oct-2005 4.36 0.05
Quantum Liquid Fund 564.13 6.03 6.69 5.64 6.73 10-Apr-2006 4.45 0.06
Shriram Liquid Fund 156.32 5.97 NA NA 6.22 14-Nov-2024 1.98 0.05
Navi Liquid Fund 69.29 5.95 6.58 5.69 6.97 19-Feb-2010 4.28 0.05
Motilal Oswal Liquid Fund 1,200.15 5.90 6.46 5.39 5.08 19-Dec-2018 3.49 0.05
AXIS Liquid Fund 35,653.20 5.88 6.43 5.33 6.54 02-Mar-2010 3.16 0.06
Invesco India Liquid Fund 16,203.24 5.81 6.36 5.26 6.37 17-Nov-2006 2.81 0.06
Franklin India Liquid Fund 2,640.35 5.75 6.24 5.14 6.72 29-Apr-1998 2.29 0.05
Nippon India Liquid Fund 27,591.03 5.70 6.26 5.15 6.51 18-Mar-1998 2.25 0.06
Unifi Liquid Fund 169.63 NA NA NA 10,272.92 11-Jun-2025 0.75 0.03
JioBlackRock Liquid Fund 7,132.15 NA NA NA 3.35 04-Jul-2025 1.31 0.04
The Wealth Company Liquid Fund 976.98 NA NA NA 1.70 14-Oct-2025 0.58 0.06
Capitalmind Liquid Fund 49.54 NA NA NA 1.09 28-Nov-2025 0.00 0.00
Abakkus Liquid Fund 66.19 NA NA NA 0.68 12-Dec-2025 0.00 0.00

Asset Allocation

Sector Allocation

NAV Movement

AUM Growth ( Cr.)

NIFTY:25,320.90  Up arrow
-98.00(-0.39%)
SENSEX:82,566.37  Up arrow
-276.18(-0.33%)

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