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MF SCHEME PROFILE

YOU ARE ON :

Bank of India Balanced Advantage Fund - Direct (G)

12-Jun-2026 | 12:00 AM

  • AUM ( Cr) : 156
  • Inception Date : 14-Mar-2014
  • Category : Dynamic Asset Allocation or Balanced Advantage

arrow top 27.9942 0.38(1.39%)

Key Parameters

TypeOPEN ENDEDMinimum Investment ()5000
52-Week High/Low(rupee)28.7194 (21-Apr-2026) / 26.3244 (08-Aug-2025) Incremental Investment () 1000
Entry LoadNilBenchmarkNifty 50 Hybrid Composite Debt 50:50 Index
Exit LoadFor redemption/ switch ou of initial units allotted within 3 months from the date of allotment: 1% Exit Load Any redemption/ switch out from the date of allotment of units after 3 months: NilValue of (rupee) 1,00,000 since inception279,942
Fund ManagerAlok SinghExpense Ratio(%)1.31

Portfolio Indicators

Portfolio P/E 18.41 times Portfolio P/B 3.91 times
Average Maturity 1.64 years Yield To Maturity 6.62 %
Modified Duration 1.37 years Turnover Ratio (%)

Risk Factors

Jenson's Alpha 2.82 Standard Deviation 2.73
Beta 0.67 Sharpe 0.33
R-Squared 0.91 Treynor Factor 0.01

Company Top 5 Holdings

Company Asset Quantity Holdings (%)
TREPS Reverse Repo 0 15.45
NIFTY Derivatives - Index Future 9100 13.85
Reliance Industr Equity 52573 4.45
IRB InvIT Fund Equity 962161 3.73
ICICI Bank Equity 46000 3.70

Sector Top 5 Holdings

Sector Quantity Holdings (%)
Banks 228,425.00 18.68
Infrastructure Investment Trusts 1,113,085.00 8.63
Refineries 52,573.00 7.13
Automobile 34,692.00 6.59
Power Generation & Distribution 173,024.00 6.44

Performance

Scheme Name Return(%)
YTD 		Return(%)
3 Months		 Return(%)
6 Months		 Return(%)
1 Year		 Return(%)
3 Years		 Return(%)
5 Years		 Return(%)
10 Years		 Return(%)
Inception
Bank of India Balanced Advantage Fund - Direct (G) -0.66 1.35 0.21 4.95 10.88 10.97 7.99 8.76

Annual Performance

Year Scheme Return Category Return Benchmark Return Sensex Return AUM (₹)Cr
2026 -0.67 -3.01 NA -11.34 156.03
2025 9.56 5.60 NA 8.55 146.37
2024 7.39 12.57 NA 8.12 133.01
2023 18.78 17.93 NA 18.10 114.59
2022 15.95 3.64 NA 2.80 90.90

Quarterly Performance

Year Scheme Return Category Return Benchmark Return Sensex Return AUM (₹)Cr
Jun-2025 8.20 7.12 NA 9.97 143.22
Sep-2025 -1.81 -1.57 NA -4.10 141.38
Mar-2026 -5.06 -8.16 NA -15.54 139.84
Dec-2025 4.90 2.62 NA 5.23 146.37

Peer Comparison

Scheme Name AUM (rupee Cr.) Return(%)
1 Year		 Return(%)
3 Years		 Return(%)
5 Years		 Since Inception Inception Date Sharpe Std.Dev.
Edelweiss Liquid Fund 15,091.28 6.22 6.87 6.02 6.43 24-Sep-2007 -1.68 0.06
Bank of India Liquid Fund 1,734.94 6.22 6.95 6.14 6.68 16-Jul-2008 -1.15 0.06
DSP Liquidity Fund 22,480.43 6.21 6.90 6.08 6.91 23-Nov-2005 -1.49 0.06
Nippon India Liquid Fund 37,902.76 6.20 6.46 5.56 6.53 18-Mar-1998 -2.90 0.08
UTI-Liquid Fund 31,183.92 6.20 6.64 5.72 6.35 27-Jun-2003 -3.29 0.05
Aditya Birla SL Liquid Fund 56,603.85 6.19 6.89 6.09 7.06 16-Jun-1997 -1.49 0.06
Union Liquid Fund 8,162.69 6.19 6.89 6.10 6.74 15-Jun-2011 -1.46 0.06
PGIM India Liquid Fund 584.30 6.18 6.88 6.08 7.06 05-Sep-2007 -1.54 0.06
Canara Robeco Liquid Fund 6,394.59 6.17 6.90 6.10 6.91 16-Jul-2008 -1.36 0.06
Mahindra Manulife Liquid Fund 1,058.91 6.17 6.89 6.10 6.08 04-Jul-2016 -1.49 0.06
HDFC Liquid Fund 72,872.56 6.17 6.86 6.05 6.81 17-Oct-2000 -1.63 0.06
Tata Liquid Fund - Rgular 27,400.40 6.16 6.87 6.05 6.98 06-Sep-2004 -1.58 0.06
Groww Liquid Fund 277.54 6.16 6.89 5.96 6.95 25-Oct-2011 -1.57 0.06
HSBC Liquid Fund 17,559.10 6.14 6.88 5.84 6.04 04-Dec-2002 -1.54 0.06
LIC MF Liquid Fund 15,638.28 6.14 6.86 6.05 6.89 18-Mar-2002 -1.65 0.06
Kotak Liquid 42,388.80 6.14 6.84 6.03 7.90 04-Nov-2003 -1.70 0.06
ICICI Pru Liquid Fund 54,639.41 6.12 6.86 6.05 7.09 17-Nov-2005 -1.58 0.06
SBI Liquid Fund 74,571.12 6.12 6.82 6.03 6.87 27-Mar-2007 -1.89 0.06
Baroda BNP Paribas Liquid Fund 11,412.03 6.11 6.83 6.08 6.54 14-Feb-2002 -1.74 0.06
Bandhan Liquid Fund 17,384.50 6.11 6.82 6.04 5.58 02-Apr-2004 -1.78 0.06
Mirae Asset Liquid Fund 13,590.29 6.10 6.86 6.07 6.29 13-Jan-2009 -1.53 0.06
Parag Parikh Liquid Fund 5,259.84 6.08 6.60 5.79 5.42 11-May-2018 -3.55 0.05
Bajaj Finserv Liquid Fund 5,514.80 6.05 NA NA 6.79 05-Jul-2023 -1.86 0.06
JM Liquid Fund 2,835.05 6.05 6.79 6.02 7.35 31-Dec-1997 -1.92 0.06
WhiteOak Capital Liquid Fund 567.80 6.04 6.76 5.87 5.48 17-Jan-2019 -2.07 0.06
Sundaram Liquid Fund 7,085.78 6.04 6.81 6.02 6.44 30-Aug-2004 -1.77 0.06
TRUSTMF Liquid Fund 893.00 6.04 6.75 5.97 5.89 23-Apr-2021 -2.13 0.06
Unifi Liquid Fund 144.35 5.97 NA NA 6.03 11-Jun-2025 -12.27 0.03
ITI Liquid Fund 54.64 5.96 6.58 5.80 5.21 24-Apr-2019 -3.20 0.05
360 ONE Liquid Fund 1,047.65 5.96 6.70 5.92 6.17 13-Nov-2013 -2.27 0.06
Shriram Liquid Fund 130.17 5.96 NA NA 6.31 14-Nov-2024 -5.91 0.05
Quantum Liquid Fund 529.16 5.76 6.59 5.86 6.71 10-Apr-2006 -2.62 0.06
Motilal Oswal Liquid Fund 974.39 5.74 6.42 5.64 5.14 19-Dec-2018 -3.93 0.05
AXIS Liquid Fund 51,643.21 5.71 6.40 5.60 6.54 02-Mar-2010 -3.83 0.06
Quant Liquid Plan 1,266.31 5.71 6.54 5.87 7.36 03-Oct-2005 -2.94 0.06
Navi Liquid Fund 75.93 5.69 6.45 5.89 6.95 19-Feb-2010 -3.48 0.06
Invesco India Liquid Fund 16,549.15 5.63 6.33 5.53 6.37 17-Nov-2006 -4.12 0.06
Franklin India Liquid Fund 3,635.44 5.51 6.22 5.40 6.71 29-Apr-1998 -4.66 0.06
JioBlackRock Liquid Fund 8,190.76 NA NA NA 5.96 04-Jul-2025 -8.63 0.04
The Wealth Company Liquid Fund 564.31 NA NA NA 4.23 14-Oct-2025 -6.78 0.05
Capitalmind Liquid Fund 92.12 NA NA NA 3.51 28-Nov-2025 -1.98 0.11
Abakkus Liquid Fund 222.04 NA NA NA 2.81 12-Dec-2025 -17.38 0.03

Asset Allocation

Sector Allocation

NAV Movement

AUM Growth ( Cr.)

NIFTY:23,622.90  Up arrow
461.30(1.99%)
SENSEX:73,832.55  Up arrow
1,695.40(2.30%)

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