Bajaj Housing Finance Ltd

BSE Code : 544252
NSE Symbol : BAJAJHFL
ISIN : INE377Y01014
Industry :FINANCE - HOUSING

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91.03 1.50(1.68%)

Open Price (₹)

90.10

Prev. Close (₹)

89.53

Volume (No’s)

7,298,356

Market Cap (₹)

75,849.24

Low Price (₹)

89.73

High Price (₹)

91.77 Chart

Technical Chart

Corparate Information

Financials

Corporate Action

Quaterly Results

Particulars	Dec 2025(₹.Cr)	Sep 2025(₹.Cr)	Jun 2025(₹.Cr)
Operating Income	2877.69	2735.61	2606.86
Other Operating Income	8.24	19.24	8.85
Other Income	0.11	0.15	2.74
Total Income	2886.04	2755	2618.45
Interest	1733.51	1657.96	1605.96
Employee Expenses	141.9	136.09	135.62
Selling & Administrative Expenses	0.00	0.00	0.00
Impairment of Assets	0	0	0
Loss on Forex Transaction	0.00	0.00	0.00
Other Expenses	77.72	66.93	67.75
TOTAL OPERATING EXPENDITURE	1953.13	1860.98	1809.33
Operating Profit Before Prov. & Cont.	932.91	894.02	809.12
Provisions & Write Offs	56.35	49.66	41.09
Depreciation	12.02	11.7	11.09
TOTAL EXPENDITURE	2021.50	1922.34	1861.51
Tax	195.36	190.83	192.98
Fringe Benefit Tax	0.00	0.00	0.00
Deferred Tax	4.29	-1.13	-19.34
Reported Profit After Tax	664.89	642.96	583.30
Extra-ordinary Items	-10.11	0	0
Adjusted Profit After Extra-ordinary item	675.00	642.96	583.30

EPS (Unit Curr.)	0.80	0.77	0.70
EPS (Adj) (Unit Curr.)	0.8	0.77	0.7
Calculated EPS (Unit Curr.)	0.80	0.77	0.70
Calculated EPS (Adj) (Unit Curr.)	0.8	0.77	0.7
Calculated EPS (Ann.) (Unit Curr.)	3.19	3.09	2.80
Calculated EPS (Adj) (Ann.) (Unit Curr.)	3.19	3.09	2.8
Book Value (Unit Curr.)	0.00	0.00	0.00
Dividend (%)	0	0	0
Equity	8328.66	8329.61	8328.44
Reserve & Surplus	0	0	0
Face Value	10.00	10.00	10.00

Public Shareholding (No. Of Shares)	0.00	0.00	0.00
Public Shareholding (% in Equity)	0	0	0

Pledged/Encumbered - No. of Shares	0	0	0
Pledged/Encumbered - % in Total Promoters Holding	0.00	0.00	0.00
Pledged/Encumbered - % in Total Equity	0	0	0

Non Encumbered - No. of Shares	0	0	0
Non Encumbered - % in Total Promoters Holding	0.00	0.00	0.00
Non Encumbered - % in Total Equity	0	0	0

PBIDTM(%)	90.7	91.47	91.07
PBDTM(%)	30.46	30.87	29.46
PATM(%)	23.1	23.5	22.38

Net Interest Income	963	1097	887
Operating Expenses	219.00	214.00	214.00
Loan Losses & Provision	56	50	41
Assets Under Management	133412.00	126749.00	120420.00

Return on Equity(%)	12.30	12.20	11.60
Operating Expenses to Net Interest Income(%)	0	0	0
Cost to Income Ratio	0.00	0.00	0.00
Loan Loss Provision Ratio	0	0	0
Loans Spreads(%)	0.00	0.00	0.00
Net Interest Margin(%)	4	4	4
Provision Coverage Ratio(%)	58.76	55.64	56.25
Capital Adequacy Ratio	23.15	26.12	26.94
Tier I Capital	22.69	25.61	26.43
Tier II Capital	0.46	0.51	0.51

Gross Non Performing Assets	0	0	0
Net Non Performing Assets	0.00	0.00	0.00
(%) Gross Non Performing Assets	0.27	0.26	0.3
(%) Net Non Performing Assets	0.11	0.12	0.13
Return on Assets(Annualised)	0	0	0
Return on Assets	2.30	2.30	2.30
Loans Disbursed(Amt Rs cr)	0	0	14651
Loans Sanctioned/Approved(Amt Rs cr)	0.00	0.00	0.00
Loan Book(Amt Rs cr)	0	0	0
Dividend Per Share(Rs)	0.00	0.00	0.00
Diluted EPS	0.8	0.77	0.7