Indian Overseas Bank

BSE Code : 532388
NSE Symbol : IOB
ISIN : INE565A01014
Industry :BANKS - PUBLIC SECTOR

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32.79 0.38(1.17%)

Open Price (₹)

32.00

Prev. Close (₹)

32.41

Volume (No’s)

4,820,567

Market Cap (₹)

63,142.36

Low Price (₹)

31.41

High Price (₹)

32.94 Chart

Technical Chart

Corparate Information

Financials

Corporate Action

Quaterly Results

Particulars	Dec 2025(₹.Cr)	Sep 2025(₹.Cr)	Jun 2025(₹.Cr)
Interest Earned	8172.39	7848.79	7385.55
Other Income	1499.19	1365.45	1480.92
Total Income	9671.58	9214.24	8866.47
Operating Expenses	7068.48	6814.21	6508.52
Operating Profit Before Prov. & Cont.	2603.10	2400.03	2357.95
Provisions & Contingencies	1235.65	672.45	844.05
Depreciation	0.00	0.00	0.00
Tax	2.33	501.16	402.86
Fringe Benefit Tax	0.00	0.00	0.00
Deferred Tax	0	0	0
Net Profit	1365.12	1226.42	1111.04

Extra-ordinary Items	0.00	0.00	0.00
Adjusted Profit After Extra-ordinary item	1365.12	1226.42	1111.04

EPS (Unit Curr.)	0.71	0.64	0.58
EPS (Adj) (Unit Curr.)	0.71	0.64	0.58
Calculated EPS (Unit Curr.)	0.71	0.64	0.58
Calculated EPS (Adj) (Unit Curr.)	0.71	0.64	0.58
Calculated EPS (Ann.) (Unit Curr.)	2.84	2.55	2.31
Calculated EPS (Adj) (Ann.) (Unit Curr.)	2.84	2.55	2.31
Book Value (Unit Curr.)	13.9	13.13	12.41
Dividend (%)	0.00	0.00	0.00
Equity	19256.59	19256.59	19256.59
Reserve & Surplus	0.00	0.00	0.00
Face Value	10	10	10

Public Shareholding (No. Of Shares)	0	0	0
Public Shareholding (% in Equity)	0.00	0.00	0.00
(%) of shares held by GOI	92.44	94.61	94.61
Pledged/Encumbered - No. of Shares	0.00	0.00	0.00
Pledged/Encumbered - % in Total Promoters Holding	0	0	0
Pledged/Encumbered - % in Total Equity	0.00	0.00	0.00

Non Encumbered - No. of Shares	0.00	0.00	0.00
Non Encumbered - % in Total Promoters Holding	0	0	0
Non Encumbered - % in Total Equity	0.00	0.00	0.00

PBIDTM(%)	76.37	83.03	83.31
PBDTM(%)	16.73	22.01	20.5
PATM(%)	16.70	15.63	15.04

Net Interest Income	3299.00	3059.00	2746.00
Net Interest Margin(%)	3.32	3.21	3.04
Provision Coverage Ratio(%)	97.49	97.48	97.47
CASA Ratio(%)	40.85	40.52	43.78
Capital Adequacy Ratio	16.30	17.94	18.28
Tier I Capital	13.99	15.53	15.78
Tier II Capital	2.31	2.41	2.50

Gross Non Performing Assets	4529.89	5078.27	5178.46
Net Non Performing Assets	707.92	776.39	816.38
(%) Gross Non Performing Assets	1.54	1.83	1.97
(%) Net Non Performing Assets	0.24	0.28	0.32
Return on Assets(Annualised)	1.28	1.20	1.14
Return on Assets	0	0	0
Current Deposits	0.00	0.00	0.00
Saving Deposits	0	0	0
Term Deposits	206627.00	201679.00	185955.00
Total Deposits	349302	339066	330792
Total Advances	294974.00	277968.00	262421.00
Dividend Per Share(Rs)	0	0	0
Diluted EPS	0.71	0.64	0.58