Indian Overseas Bank

BSE Code : 532388
NSE Symbol : IOB
ISIN : INE565A01014
Industry :BANKS - PUBLIC SECTOR

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36.81 -0.75(-2.00%)

Open Price (₹)

37.56

Prev. Close (₹)

37.56

Volume (No’s)

2,963,737

Market Cap (₹)

70,883.51

Low Price (₹)

36.56

High Price (₹)

37.67 Chart

Technical Chart

Corparate Information

Financials

Corporate Action

Quaterly Results

Particulars	Jun 2025(₹.Cr)	Mar 2025(₹.Cr)	Dec 2024(₹.Cr)
Interest Earned	7385.55	7633.59	7111.72
Other Income	1480.92	1581.1	1297.53
Total Income	8866.47	9214.69	8409.25
Operating Expenses	6508.52	6596.77	6143.24
Operating Profit Before Prov. & Cont.	2357.95	2617.92	2266.01
Provisions & Contingencies	844.05	1063.46	1028.64
Depreciation	0.00	0.00	0.00
Tax	402.86	503.39	363.71
Fringe Benefit Tax	0.00	0.00	0.00
Deferred Tax	0	0	0
Net Profit	1111.04	1051.07	873.66

Extra-ordinary Items	0.00	0.00	0.00
Adjusted Profit After Extra-ordinary item	1111.04	1051.07	873.66

EPS (Unit Curr.)	0.58	0.56	0.46
EPS (Adj) (Unit Curr.)	0.58	0.56	0.46
Calculated EPS (Unit Curr.)	0.58	0.55	0.46
Calculated EPS (Adj) (Unit Curr.)	0.58	0.55	0.46
Calculated EPS (Ann.) (Unit Curr.)	2.31	2.18	1.85
Calculated EPS (Adj) (Ann.) (Unit Curr.)	2.31	2.18	1.85
Book Value (Unit Curr.)	12.41	12.11	10.66
Dividend (%)	0.00	0.00	0.00
Equity	19256.59	19256.59	18902.41
Reserve & Surplus	0.00	0.00	6317.25
Face Value	10	10	10

Public Shareholding (No. Of Shares)	0	0	0
Public Shareholding (% in Equity)	0.00	0.00	0.00
(%) of shares held by GOI	94.61	94.61	96.38
Pledged/Encumbered - No. of Shares	0.00	0.00	0.00
Pledged/Encumbered - % in Total Promoters Holding	0	0	0
Pledged/Encumbered - % in Total Equity	0.00	0.00	0.00

Non Encumbered - No. of Shares	0.00	0.00	0.00
Non Encumbered - % in Total Promoters Holding	0	0	0
Non Encumbered - % in Total Equity	0.00	0.00	0.00

PBIDTM(%)	83.31	79.45	78.18
PBDTM(%)	20.5	20.36	17.4
PATM(%)	15.04	13.77	12.28

Net Interest Income	2746.00	3123.00	2789.00
Net Interest Margin(%)	3.04	3.58	3.33
Provision Coverage Ratio(%)	97.47	97.30	97.07
CASA Ratio(%)	43.78	43.65	43.37
Capital Adequacy Ratio	18.28	19.74	16.97
Tier I Capital	15.78	17.13	14.33
Tier II Capital	2.50	2.61	2.64

Gross Non Performing Assets	5178.46	5347.72	6070.51
Net Non Performing Assets	816.38	911.86	975.91
(%) Gross Non Performing Assets	1.97	2.14	2.55
(%) Net Non Performing Assets	0.32	0.37	0.42
Return on Assets(Annualised)	1.14	1.12	0.93
Return on Assets	0	0	0
Current Deposits	0.00	0.00	0.00
Saving Deposits	0	0	0
Term Deposits	185955.00	175777.00	172783.00
Total Deposits	330792	311939	305121
Total Advances	262421.00	250019.00	237632.00
Dividend Per Share(Rs)	0	0	0
Diluted EPS	0.58	0.56	0.46