GIC Housing Finance Ltd

BSE Code : 511676
NSE Symbol : GICHSGFIN
ISIN : INE289B01019
Industry :FINANCE - HOUSING

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141.36 2.05(1.47%)

Open Price (₹)

138.62

Prev. Close (₹)

139.31

Volume (No’s)

46,075

Market Cap (₹)

761.22

Low Price (₹)

135.78

High Price (₹)

142.26 Chart

Technical Chart

Corparate Information

Financials

Corporate Action

Quaterly Results

Particulars	Dec 2025(₹.Cr)	Sep 2025(₹.Cr)	Jun 2025(₹.Cr)
Operating Income	268.46	266.32	263.38
Other Operating Income	4.17	5.22	1.98
Other Income	0.01	0.17	0.07
Total Income	272.64	271.71	265.43
Interest	172.94	172.58	173.12
Employee Expenses	21.6	20.45	17.95
Selling & Administrative Expenses	0.00	0.00	0.00
Impairment of Assets	0	0	0
Loss on Forex Transaction	0.00	0.00	0.00
Other Expenses	23.36	16.51	14.25
TOTAL OPERATING EXPENDITURE	217.90	209.54	205.32
Operating Profit Before Prov. & Cont.	54.74	62.17	60.11
Provisions & Write Offs	-2.84	-1.79	77.97
Depreciation	2.83	2.81	2.54
TOTAL EXPENDITURE	217.89	210.56	285.83
Tax	9.75	8.75	9
Fringe Benefit Tax	0.00	0.00	0.00
Deferred Tax	1.39	2.45	-36.75
Reported Profit After Tax	43.61	49.95	7.35
Extra-ordinary Items	0	0	0
Adjusted Profit After Extra-ordinary item	43.61	49.95	7.35

EPS (Unit Curr.)	8.10	9.28	1.36
EPS (Adj) (Unit Curr.)	8.1	9.28	1.36
Calculated EPS (Unit Curr.)	8.10	9.28	1.36
Calculated EPS (Adj) (Unit Curr.)	8.1	9.28	1.36
Calculated EPS (Ann.) (Unit Curr.)	32.39	37.10	5.46
Calculated EPS (Adj) (Ann.) (Unit Curr.)	32.39	37.1	5.46
Book Value (Unit Curr.)	379.12	370.94	0.00
Dividend (%)	0	0	0
Equity	53.85	53.85	53.85
Reserve & Surplus	0	0	0
Face Value	10.00	10.00	10.00

Public Shareholding (No. Of Shares)	0.00	0.00	0.00
Public Shareholding (% in Equity)	0	0	0

Pledged/Encumbered - No. of Shares	0	0	0
Pledged/Encumbered - % in Total Promoters Holding	0.00	0.00	0.00
Pledged/Encumbered - % in Total Equity	0	0	0

Non Encumbered - No. of Shares	0	0	0
Non Encumbered - % in Total Promoters Holding	0.00	0.00	0.00
Non Encumbered - % in Total Equity	0	0	0

PBIDTM(%)	85.87	88.82	58.95
PBDTM(%)	21.45	24.02	-6.78
PATM(%)	16.24	18.76	2.79

Net Interest Income	0	0	0
Operating Expenses	0.00	0.00	0.00
Loan Losses & Provision	0	0	0
Assets Under Management	0.00	0.00	0.00

Return on Equity(%)	0.00	0.00	0.00
Operating Expenses to Net Interest Income(%)	0	0	0
Cost to Income Ratio	0.00	0.00	0.00
Loan Loss Provision Ratio	0	0	0
Loans Spreads(%)	0.00	0.00	0.00
Net Interest Margin(%)	0	0	0
Provision Coverage Ratio(%)	58.63	57.04	56.01
Capital Adequacy Ratio	0	0	0
Tier I Capital	0.00	0.00	0.00
Tier II Capital	0	0	0

Gross Non Performing Assets	466	491	0
Net Non Performing Assets	193.00	211.00	0.00
(%) Gross Non Performing Assets	4.24	4.52	0
(%) Net Non Performing Assets	1.80	1.99	0.00
Return on Assets(Annualised)	0	0	0
Return on Assets	0.00	0.00	0.00
Loans Disbursed(Amt Rs cr)	0	0	0
Loans Sanctioned/Approved(Amt Rs cr)	0.00	0.00	0.00
Loan Book(Amt Rs cr)	0	0	0
Dividend Per Share(Rs)	0.00	0.00	0.00
Diluted EPS	8.1	9.28	1.36