Cholamandalam Investment & Finance Company Ltd

BSE Code : 511243
NSE Symbol : CHOLAFIN
ISIN : INE121A01024
Industry :FINANCE & INVESTMENTS

Trade Now

Get Quotes

1,586.60 13.20(0.84%)

Open Price (₹)

1,575.00

Prev. Close (₹)

1,573.40

Volume (No’s)

1,022,359

Market Cap (₹)

133,480.54

Low Price (₹)

1,568.10

High Price (₹)

1,592.90

Chart

Technical Chart

Corparate Information

Financials

Corporate Action

Quaterly Results

Particulars	Jun 2025(₹.Cr)	Mar 2025(₹.Cr)	Dec 2024(₹.Cr)
Operating Income	7244.92	7025.05	6709.21
Other Operating Income	0	0	0
Other Income	85.86	95.64	103.14
Total Income	7330.78	7120.69	6812.35
Interest	3466.25	3362.29	3271.78
Employee Expenses	924.3	921.76	880.65
Selling & Administrative Expenses	0.00	0.00	0.00
Impairment of Assets	0	0	0
Loss on Forex Transaction	0.00	0.00	0.00
Other Expenses	461.7	441.7	473.89
TOTAL OPERATING EXPENDITURE	4852.25	4725.75	4626.32
Operating Profit Before Prov. & Cont.	2478.53	2394.94	2186.03
Provisions & Write Offs	882.10	625.29	664.02
Depreciation	66.79	63.43	58.43
TOTAL EXPENDITURE	5801.14	5414.47	5348.77
Tax	440.23	513.18	470.57
Fringe Benefit Tax	0.00	0.00	0.00
Deferred Tax	-46.5	-73.68	-93.52
Reported Profit After Tax	1135.91	1266.72	1086.53
Extra-ordinary Items	0	0	0
Adjusted Profit After Extra-ordinary item	1135.91	1266.72	1086.53

EPS (Unit Curr.)	13.51	15.06	12.93
EPS (Adj) (Unit Curr.)	13.51	15.06	12.93
Calculated EPS (Unit Curr.)	13.50	15.06	12.92
Calculated EPS (Adj) (Unit Curr.)	13.5	15.06	12.92
Calculated EPS (Ann.) (Unit Curr.)	53.99	60.23	51.67
Calculated EPS (Adj) (Ann.) (Unit Curr.)	53.99	60.23	51.67
Book Value (Unit Curr.)	0.00	0.00	0.00
Dividend (%)	0	0	65
Equity	168.30	168.25	168.23
Reserve & Surplus	0	0	0
Face Value	2.00	2.00	2.00

Public Shareholding (No. Of Shares)	0.00	0.00	0.00
Public Shareholding (% in Equity)	0	0	0

Pledged/Encumbered - No. of Shares	0	0	0
Pledged/Encumbered - % in Total Promoters Holding	0.00	0.00	0.00
Pledged/Encumbered - % in Total Equity	0	0	0

Non Encumbered - No. of Shares	0	0	0
Non Encumbered - % in Total Promoters Holding	0.00	0.00	0.00
Non Encumbered - % in Total Equity	0	0	0

PBIDTM(%)	69.88	73.05	71.45
PBDTM(%)	22.04	25.19	22.69
PATM(%)	15.68	18.03	16.19

Net Interest Income	0	0	0
Operating Expenses	0.00	0.00	0.00
Loan Losses & Provision	0	0	0
Assets Under Management	192148.00	184746.00	174567.00

Return on Equity(%)	18.80	22.20	19.70
Operating Expenses to Net Interest Income(%)	0	0	0
Cost to Income Ratio	37.60	40.50	39.90
Loan Loss Provision Ratio	1.8	1.2	1.4
Loans Spreads(%)	0.00	0.00	0.00
Net Interest Margin(%)	7.8	8	7.7
Provision Coverage Ratio(%)	34.41	34.58	34.42
Capital Adequacy Ratio	19.96	19.75	19.76
Tier I Capital	14.31	14.41	14.92
Tier II Capital	5.65	5.34	4.84

Gross Non Performing Assets	0	0	0
Net Non Performing Assets	0.00	0.00	0.00
(%) Gross Non Performing Assets	4.29	3.97	4
(%) Net Non Performing Assets	2.86	2.63	2.66
Return on Assets(Annualised)	0	0	0
Return on Assets	3.10	3.60	3.20
Loans Disbursed(Amt Rs cr)	24325	26417	25806
Loans Sanctioned/Approved(Amt Rs cr)	0.00	0.00	0.00
Loan Book(Amt Rs cr)	0	0	0
Dividend Per Share(Rs)	0.00	0.00	1.30
Diluted EPS	13.47	15.03	12.89