Cholamandalam Investment & Finance Company Ltd

BSE Code : 511243
NSE Symbol : CHOLAFIN
ISIN : INE121A01024
Industry :FINANCE & INVESTMENTS

Trade Now

Get Quotes

1,735.60 16.20(0.94%)

Open Price (₹)

1,719.40

Prev. Close (₹)

1,719.40

Volume (No’s)

2,309,890

Market Cap (₹)

146,443.84

Low Price (₹)

1,703.80

High Price (₹)

1,740.40

Chart

Technical Chart

Corparate Information

Financials

Corporate Action

Quaterly Results

Particulars	Sep 2025(₹.Cr)	Jun 2025(₹.Cr)	Mar 2025(₹.Cr)
Operating Income	7469.58	7244.92	7025.05
Other Operating Income	0	0	0
Other Income	120.55	85.86	95.64
Total Income	7590.13	7330.78	7120.69
Interest	3515.51	3466.25	3362.29
Employee Expenses	1063.19	924.3	921.76
Selling & Administrative Expenses	0.00	0.00	0.00
Impairment of Assets	0	0	0
Loss on Forex Transaction	0.00	0.00	0.00
Other Expenses	483.31	461.7	441.7
TOTAL OPERATING EXPENDITURE	5062.01	4852.25	4725.75
Operating Profit Before Prov. & Cont.	2528.12	2478.53	2394.94
Provisions & Write Offs	897.01	882.10	625.29
Depreciation	70.36	66.79	63.43
TOTAL EXPENDITURE	6029.38	5801.14	5414.47
Tax	456.6	440.23	513.18
Fringe Benefit Tax	0.00	0.00	0.00
Deferred Tax	-51.16	-46.5	-73.68
Reported Profit After Tax	1155.31	1135.91	1266.72
Extra-ordinary Items	0	0	0
Adjusted Profit After Extra-ordinary item	1155.31	1135.91	1266.72

EPS (Unit Curr.)	13.73	13.51	15.06
EPS (Adj) (Unit Curr.)	13.73	13.51	15.06
Calculated EPS (Unit Curr.)	13.73	13.50	15.06
Calculated EPS (Adj) (Unit Curr.)	13.73	13.5	15.06
Calculated EPS (Ann.) (Unit Curr.)	54.90	53.99	60.23
Calculated EPS (Adj) (Ann.) (Unit Curr.)	54.9	53.99	60.23
Book Value (Unit Curr.)	0.00	0.00	0.00
Dividend (%)	0	0	0
Equity	168.35	168.30	168.25
Reserve & Surplus	0	0	0
Face Value	2.00	2.00	2.00

Public Shareholding (No. Of Shares)	0.00	0.00	0.00
Public Shareholding (% in Equity)	0	0	0

Pledged/Encumbered - No. of Shares	0	0	0
Pledged/Encumbered - % in Total Promoters Holding	0.00	0.00	0.00
Pledged/Encumbered - % in Total Equity	0	0	0

Non Encumbered - No. of Shares	0	0	0
Non Encumbered - % in Total Promoters Holding	0.00	0.00	0.00
Non Encumbered - % in Total Equity	0	0	0

PBIDTM(%)	68.9	69.88	73.05
PBDTM(%)	21.84	22.04	25.19
PATM(%)	15.47	15.68	18.03

Net Interest Income	0	0	0
Operating Expenses	0.00	0.00	0.00
Loan Losses & Provision	0	0	0
Assets Under Management	199159.00	192148.00	184746.00

Return on Equity(%)	18.10	18.80	22.20
Operating Expenses to Net Interest Income(%)	0	0	0
Cost to Income Ratio	39.70	37.60	40.50
Loan Loss Provision Ratio	1.7	1.8	1.2
Loans Spreads(%)	0.00	0.00	0.00
Net Interest Margin(%)	7.9	7.8	8
Provision Coverage Ratio(%)	33.88	34.41	34.58
Capital Adequacy Ratio	20	19.96	19.75
Tier I Capital	14.59	14.31	14.41
Tier II Capital	5.41	5.65	5.34

Gross Non Performing Assets	0	0	0
Net Non Performing Assets	0.00	0.00	0.00
(%) Gross Non Performing Assets	4.57	4.29	3.97
(%) Net Non Performing Assets	3.07	2.86	2.63
Return on Assets(Annualised)	0	0	0
Return on Assets	3.00	3.10	3.60
Loans Disbursed(Amt Rs cr)	24442	24325	26417
Loans Sanctioned/Approved(Amt Rs cr)	0.00	0.00	0.00
Loan Book(Amt Rs cr)	0	0	0
Dividend Per Share(Rs)	0.00	0.00	0.00
Diluted EPS	13.7	13.47	15.03