| NJ Balanced Advantage Fund NJ Flexi Cap Fund | 1 . NIL Exit load ' for 5 % of the units upto completion of 30 days 2 . All units redeemed / switched - out in excess of the 5 % load free units will be subject to the below men tioned exit load. 1 .00% - if Units are redeemed / switched - out on or before 30 days from the date of allotment Nil - if redeemed after 30 days from the date of allotment. | Nil |