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Title : Is Health Insuance premium tax exempt?

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Posted by: Rekha Kothari
Category: General
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Opinion: Can't Say

04-02-2010 16:31

I want to take a health insurance policy and would like to know would I get any tax exemption on the premium paid for the policy? All details would be appreciated.

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Reply By Arihant:             Reported Abuse:       
 

Posted by: Arihant Expert

04-02-2010 19:29

Re: Is Health Insuance premium tax exempt?

Premium paid towards the Health Insurance Policy (commonly known as Mediclaim) for self, spouse, dependent parents, dependent children or any member of HUF is eligible for deduction of tax under Income Tax Section 80D. Maximum Deduction allowed is Rs 15000. Moreover, if the premium is paid for the health insurance policy of parents, an enhanced deduction of Rs 15000 is allowed under Section 80D (Rs 20000 if parents are senior citizens). However, premium paid on the new unit-linked health insurance policies is not exempt from income tax under Section 80D.(Note: The deduction is available only if the premium is paid by cheque).

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